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    Toronto debt consolidation
    Reduce monthly payments, improve credit rating, lower interest rates
    Serving Toronto, Mississauga, Markham, Brampton, Hamilton, Newmarket, Oshawa, & neighbouring cities
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    Bad credit mortgages
    For those with outstanding debts, bad credit ratings, or zero income
    Helping individuals purchase property throughout the Greater Toronto Area
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    Private lenders
    In partnership with more than 300 private lenders
    Supporting our Toronto debt consolidation team in helping you achieve financial freedom

Getting Started with Us!

Manny's Toronto debt consolidation team can teach you how to combine multiple debt payments into one monthly payment, helping you to improve your credit rating, lower interest rates, and reduce stress!

Welcome to Toronto Debt Consolidation!

Are you finding it difficult to pay off your outstanding debts? Do you want to be considered for a mortgage, but have bad credit? Manny Johar mortgage agent can help! No matter your situation, our professional Toronto debt consolidation agent Manny Johar has the means and knowledge to assist you. With a large network of financial institutions and more than 300 private lenders in place, our company can help you get back on your feet. Manny's Toronto debt consolidation team can teach you how to combine multiple debt payments into one monthly payment, helping you to improve your credit rating, lower interest rates, and reduce stress! Even with poor credit, zero income, or personal bankruptcy, Manny Johar can offer you the following financial services:

  • Debt consolidation
  • Bad credit mortgages
  • Private lenders

Manny Johar's clients depend on his group of Toronto debt consolidation experts for a number of reasons:

  • Home equity loans
  • Home renovations & upgrades
  • Mortgage payment arrears
  • Consumer proposal payments
  • Reducing monthly payments
  • Property tax arrears
  • CRA debt
  • And many other reasons

Our Toronto debt consolidation specialists provide financial assistance to clients in Toronto, Scarborough, Mississauga, Vaughan, Markham, Brampton, Oakville, Burlington, Hamilton, Newmarket, Oshawa, and other cities in the GTA. Manny Johar mortgage agent can provide you with an ideal solution to paying down your debts that other financial services companies simply cannot. If you are unable to keep up with your credit card, mortgage, student loan, or other debt payments, then please contact our Toronto debt consolidation professionals to learn more about our debt consolidation service and other exemplary financial services!

Quick Contact

What Our Clients Say



  • Meg S.

    Hamilton

    I truly appreciate all the hard work Manny did to help me in my time of need. I was starting to get worried when the banks wouldn't help me but Manny was able to help relieve the financial stress. I have already referred him to one person and I will definately refer him to others. I appreciated the quick responses and how smoothly he made everything go. Thanks again for everything

  • Ali and Zari B.

    Toronto

    Hi Manny,We contacted you when we were under tremendous pressure and time was running out on us. In fact, our closing date was less than a week away. We thought we have lost the newly built property and the down payment. My wife and I very much appreciated your help on getting the mortgage in a such short period of time. I can not find a word to thank you for your amazing service. It was a miracle we came across your name. You definitely exceeded everyone expectation. We are so impressed by your hard work, thoroughness and confidence. It was a great pleasure working with you. We will not only looking forward to work with you in future but also we will recommend you to anyone who is looking for a mortgage.

  • Paul & Bonnie F.

    Beeton

    Hello Manny, All I can say is that your help and understanding is something that Bonnie and I will never forget. We were in situation that cam best described as being between a rock and a hard place. We would have lost everything that we both worked so hard for. Your actions and hard work took a heavy weight off our shoulders. I am sure that other people have told you the same. Thank you from the bottom of our hearts. If we hear of anybody in the same situation we both would recommend your services and to contact you to get out of the hole they gotten into.